Do you need to pay your SSS monthly contribution but can’t get out of the house? You can do it easily using the Moneygment app.
I paid my SSS contribution thru this app yesterday, May 12 and today, I got news that my contribution has been posted to SSS. To confirmed the posting, I login to the MySSS mobile app, and true enough I saw my payment yesterday already reflected. The processing was fast, took only one day for payment posting. Nice!
May 12 App Installation
I am new to this particular bills payment app which also accepts government contributions and loan payments for SSS, Pag-Ibig, and soon in the future, Philhealth too.
I learned of this bills payment facility from freelancer friends, so I said why not try it, and if it’ll work then I’d be saving myself the hassle of walking a couple of miles to the nearest payment center which accepts SSS dues. *Cebu is still under ECQ as of today.
Moneygment To The Rescue!
Since I really want to pay my SSS contribution for May 2020 as soon as possible, I’ve decided to try out Moneygment. I went to Google Play, downloaded and installed the Moneygment app, filled-up the required personal details, then explored the app.
My monthly SSS contribution as a voluntary member is P2,400, so I need this much fund available in the app’s wallet plus a little extra to cover any service fees.
Topping-up the Moneygment Wallet
There are various ways to top-up or cash-in to the Moneygment wallet, they are as follows:
- Deposit to their Bank Account
- Pay with ECPay
- Pay with Dragonpay
- Pay with 7-11
- Pay with Paypal (requires upgrade to limit level 2)
There is a wallet top-up service fee using any of the options above. Based on my trial entries, I found out that 7-11 levy the highest, most expensive top-up fee, around P40 per P1,000.
Since I am already familiar with Dragonpay, I selected Option 3. The service fee for using DragonPay via Online Banking to top-up the Moneygment wallet is only P10. The payment instruction was sent to my registered email and I just followed it.
Note: I previously enrolled Dragonpay to my BDO online account so the whole funding of the app’s wallet was done fast and easily. After successful validation of my payment to Dragonpay, the money appeared instantly on the Moneygment wallet.
Let’s get on to paying my SSS contribution.
There is an app processing fee for SSS payments and it’s P25. The total amount I’ve cash-in to my Moneygment wallet was P2,510, enough to pay the one-month contribution and the fees (P2,400 + P10 + P25 = P2,435). After paying SSS online via the app, my wallet balance was reduced to P75.
2 WAYS TO PAY SSS CONTRIBUTION
There are two ways of paying the SSS contribution using the Moneygment app. You can pay directly by entering the required details or you Generate PRN first.
PRN stands for “Payment Reference Number”. One can generate PRN using the SSS mobile app or by logging-in to MySSS member’s dashboard.
Option 1: Fill-up the needed details required by the app.
Option 2: Just enter the generated PRN.
I went for Option 2 – I generated a PRN first thru the SSS mobile app. This is what a PRN looks like:
Then I entered the PRN in the Moneygment app.
The Transaction Summary notice will popped-up, just click ‘Confirm’ and on the next page, choose “Pay with wallet”. The app will send you a One-Time PIN to your phone or email, enter it to the OTP field and submit. Then click “Proceed” to send the payment. And it’s done!
You will get a confirmation email about the SSS contribution payment. Best to screenshot it and put to your government payment files for future reference.
By the way, the app says it will still take 1 to 2 business days before the contribution will be posted on the SSS side. But with this experience, it took only one day to see my posted contribution. Great service!
Checking SSS Posted Contributions
To validate if the payment is already posted, you can do any of the following:
- Call SSS hotline
- Visit an SSS branch (when community quarantine is lifted)
- Check the SSS mobile app and see the latest posted contribution
- Login to your MySSS member’s dashboard and go to the list of contribution
Can you use Moneygment to pay for someone else’s SSS contribution or loan payments? Based on what I’ve seen, it looks like a ‘no’. The SSS “member’s name” is pre-populated with the name registered on the app; the name can’t be changed.
With this good experience, I am planning to install the app on my husband’s phone so we can pay his SSS contribution hassle-free via online, too.
If you are looking for ways on how to make things more convenient for you, like paying government agency’s dues and contributions, go for online payment facilities like Moneygment.