The content of this post is MY PERSONAL OPINION. You don’t have to subscribe to what I believe in but I do hope that you keep an open mind as you read on what I share.
Earlier this afternoon my cousin from Zamboanga del Sur called me and talked to me animatedly about Aman Investment Trading which according to him is spreading like wildfire in Pagadian City even the mayor and barangay captains and known persons are investing. Of course there is no hard proof that these popular personalities in Pagadian are really investing only sabi sabi.
Investing in Aman is so widespread that neighbors, friends in his hometown are already a part of this community of Aman investors and lots of people have recovered their investment already including another cousin of mine. Hence, the call to share the good news, which I appreciate, I just don’t believe the investment promises.
Fantastic reviews, recommendations and testimonials are coming out from those who have successfully made an Aman pay outs considering the Aman investment ROI is a whooping 31% to 50%! Whoa!
But alarm bells starts to ring in my head, as he was talking I load google and search “Aman Investment Scam” and sure enough there were already entries about this, the first on the search results was from a long thread in iStorya.net.
What is Aman Investment Trading?
Supposedly this “investment” house has a DTI permit and the works and operating since March 2012. It offers investors a too good to be true returns on your investment. Some claim that whatever capital you put in, after 2 weeks you are assured of at least 31% return. So if you invested 1,000 pesos, in just 14 days you initial investment will profit P310. If you invested say P10,000, you will get P3,100.
What if you invest P100,000? What if millions?
Considering that legitimate financial institution offers interest on deposits and investment at only 1.25% to 5.75%, this ROI is too good to be true. And too good to be true offers are usually scam in the making.
Anyhow, thousands of people are investing in Pagadian! And I am concern largely because I have relatives na baka mapaso neto. Any kind of investment (scam or legal) means risk. But just how risky? And how much are you willing to risk? Will you sell your carabao or pawn your land to join?
I maybe just a skeptic or am one of those people who will never join the ranks of the wealthy because am afraid to take risk. But that is bollocks, I am a risk taker but not when risk is clearly against my favor.
Is Aman Investment Trading similar to Ponzi Scheme (scam) ?
I think so. I could be wrong of course since I am not a licensed foreign exchange trader nor do I know much about the intricacies of investing. But I have thought long and hard on this and draw on whatever I’ve learn from school and life experiences. And this led me to agree with everyone else who is saying on iStorya that this Aman Investment in Pagadian has lots of similarity to Ponzi scheme.
My honest opinion and review is that this is a time bomb waiting to explode. Yes for now they are on a roll and payouts and cash outs from current investors are paid on time. But what about in the following months, will there still be funds to pay ALL old and new investors?
My kuya mentioned that this is legit since they have an office in Kawit, Pagadian. People are lining up just to register and join and supposedly this investment house will only accept a certain number of people before they close their door. There is a limit, he says. And besides he can attest that a friend of his sister (my cousin) invested P100,000 and already got 16 Million back.
Yep, you read that right, P16,000,000.00 return on an investment of P100,000.
Hmm.. is the 16M in cash or in paper?
Told my kuya that is not possible, he remains steadfast “Dili ka tuohan sa? But tinuod dyud na!” (Unbelievable right? but that is really true!) And says more “Daghan na kayo nabulahan ani diri”. (Lots of people are profiting here and enjoying the fruits of their investment).
My second question is if there is a limit, just what is the limit? 1 million Pagadianons before they close this opportunity?
There are claims that there is a legitimate business named “Aman Group Philippines Inc” but some people are using their business name illegally. How true?
What are the characteristics of the Ponzi scheme?
The name Ponzi Scheme can be traced back to Charles Ponzi who elaborately set out a scheme that victimized thousands of New Englanders in the 1920s by encouraging investment in ‘postage stamps speculation’. When the scheme collapsed, big money was lost by both large and small investors.
You can read a more comprehensive definition on Ponzi scheme from the US Securities and Exhange Commission official website.
In general, the scam is perpetuated by encouraging capital investment among new recruits. The individuals behind these scams are persons who are ‘believable’, have lots of credibility and can sweet talk their way so you will let go of your hard earned money. They will need to convince the initial investors or 1st investors to infuse capital on their ‘businesses’.
Most of times the expected ROI is too awesome that majority will be blinded by the returns and not think that high ROI also means greater risk and so will invest readily.
Then comes the payout, the first investors will expect that after a certain period they will be paid the promised profit. Of course they will be paid; this is how this scheme will work but by whose money?
Here come the 2nd investors who will inject funds to the business as their investment capital – they may be recruited by the scammers themselves or by the 1st investors. The scammer or perpetuator then will take part of the money deposited by the 2nd investors and use this to pay the 1st investors. Say the 2nd investors gives P50,000 each, P20,000 of which will be used to pay the original investors, the balance of P30,000 will be pocketed by the scammers. Utakan lang yan.
1st investors then will be very happy that he got paid on time and as promise. To share his good fortune and the amazing opportunity, he will of course share it with friends and family in Good Faith so they too can have a piece of the cake. We shall call them the 3rd investors. Start of the snowball effect…
The 3rd investors will bring more funds into the ‘investment pool’ and will wait for their turn to get paid. Part of the money they invested will then be diverted to “pay” the 1st and 2nd investors etc.
And so on it goes…until the scheme collapse or the scammers disappears.
And yes, Ponzi schemes will eventually collapse once the market is saturated. Because these “companies” does not have real assets like buildings, machineries, lands and non-real assets like blue -chip stock certificates in legit companies that can be sold to continue paying the investors off should the business face hard times. Or if they have, it’s not enough to cover all outstanding and pending pay out requests.
The money for these schemes usually only comes from new recruits or new investors who will give new capital. Without new investors there is no more money to pay anyone.
Wala nang perang paiikutin, simple as that.
When the scam collapse or the scammers have ‘met’ their target, example they agree that when they reach P10 Billlion, it’s their cue to make their escape and get as far away from the city. They will leave behind lots of broken dreams.
And worst, bad blood.
Why do I say ‘bad blood’?
Supposed you are an investor of such scheme and you profit from it because you are among the very first people to invest, and you have successfully convinced your best friend or your workmate to invest too. But alas, they got in too late and did not recover their own investments?
Things would be ironed out if your friends or workmates invested only P1,000 but what if it was P50,000 of their hard earned life savings or greater? You will potentially destroy your own reputation and may lost good friends along the way. I shudder to think of even more worst case scenarios.
What if Aman Investment Trading in Pagadian is legit and true?
Some argues what if Aman Investment that is circulating in Pagadian City is legit and true? I say good for those who invest, their risk paid off. But again the question, given the way things stand right now, do you really think this is good investment?
This is a GAMBLE, Sugal. Invest only what you are willing to lose.
High Yield Investment = Higher Risk
If you have extra funds, money that when lost won’t affect your livelihood then maybe you can choose to ride this wave. But be very smart; once you recover your initial investment do not pour it back. If you can’t help yourself but invest again because everything is “so far so good”, invest only the early profits that you have already gained, do not invest back your initial capital so that when things collapse, di kaayo ka manghinayang.
Sometimes it’s all about risk. One I am not willing to make. But those who are reading this Aman trading review, and who are maybe more courageous than I am, then go ahead and invest, at your own risk.
I wish you well truly. If you get rich by way of Aman Investment, good for you and your family. It would even be greater if you come back to this post and share pics of you with the “fruits” of your investment.
Many are claiming now that there lots of new vehicles being bought in and around Pagadian because of their participation to this investment. But these are mere words, mere claims. Without real proof, there is nothing.
You can of course use the same arguments to counter my opinion, but then again I have made it clear on the first sentence of this post that my words are my opinion solely.
I for one do not believe in quick rich scheme which I think this is. That is not to say I am right. Only time will prove me wrong or right.
Is Aman investment trading registered in SEC Ph (Philippine Securities and Exchange Commisson? Who are the registered Aman owners? It’s better to ask these questions now.
If anyone can show me and everyone interested deeds of assets of this Aman trading company operating in Pagadian, if anyone can show us buildings, lands etc own by this investment house, then perhaps I along with the others who are doubtful may rethink our thoughts on this. But until then, No thanks.
And this is a challenge to the people behind Aman Investment Pagadian, if you are legit, aside from the things I pointed above about proof of your current assets that can possibly cover all investments being made by the good people of Pagadian, leave a comment with your DTI Permit no, mayor’s business permit number, SEC registration number.
If you are legit, you have all these legal permits and it won’t even take you 15 minutes to write it all down on the comment section below. It will at least give the opportunity to those who are curious the chance to verify your legitimacy with our government offices.
Who knows million-pesos investors are just waiting for that.
Note: I will update this post come December 2012 when supposedly Aman will leave Pagadian City to venture into the next city so they can help those who need their help and who want to rise from poverty.
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Screenshots below are warnings from both PIA and SEC:
Warning from the Philippine Information Agency About Scams Proliferating in Pagadian
If you want to read more about the issue of scams proliferating in Pagadian City, checkout this warning from the Philippines Information Agency with screenshot above.
PIA is an official website of the government. This is a credible website own by the Republic of the Philippines and managed by government employees. Our country’s government websites have “gov.ph” in its url or domain name.
Anyone can create websites and put any info that they want but not everyone can have a “_.gov.ph” website. This is only reserve for government agencies and as such if they published warnings, then it’s a legit warning.
Part of their warning states:
“PAGADIAN CITY, July 10 2012 — The Department of Trade and Industry (DTI) provincial office has warned against business scams proliferating in the city.
Provincial Director Ma. Socorro M. Atay said DTI-ZDS advises the public to beware of scams such as pyramid scams, sales scams, text scams and other similar modus operandi. Scammers are very convincing that one gets carried away with their glib talk. “
And this is a screenshot of the “Notice to the Public” by SEC or the Securities and Exchange Commission of the Philippines. You can go directly to the SEC official website to view this warning againts Double Your Money going on in Pagadian, which is of course the AMAN FUTURES TRADING.
If you are an investing on something, you should ask yourself what did you get the moment you gave your money as your capital, as your investment, what kind of certificates, receipts?
Investing on anything or going into business means risk, and risk could go both ways.
You either win or lose. Great for those who win.
********
Update: September 26,2012
Friendly Advise, you can or you can’t follow, up to you:
To those who invested in this, please call your kins in Pagadian and ask for update now.
Call only people you trust to know the real status.
@All who received post dated checks from Aman:
I suggest you call the concerned bank branch TODAY, tell them you receive a post dated check and you want to verify standing as of the time of your call.
The bank CSR can inform you of the account standing but will tell you that it’s not an assurance that when your check due date comes, the standing of the account will remain the same. The CSR is not violating any banking law by confirming standing of the account when you call. I know because I’ve worked in a major bank in the Philippines before.
You will need to give the CSR who will take your call these details:
1. Check Account number
2. Check Account name
3. Date of check
4. Amount of check
5. Check number
Ask if good standing yung account, the CSR will be able to say ‘Yes’ or ‘No’. Also ask if there is enough funds that can cover your check at the time of your call, again, the CSR can only say ‘Yes’ or ‘No’. The CSR will not be able to give you specific details like account balance or account signatories as these details are protected info.
Note again, the standing at the time of your call and when your actual ‘check date’ comes may changed. I suggest you call the bank from time to time, BE VERY VIGILANT.
October 4, 2012 – UPDATE on Aman in Pagadian
I’ve lifted this interview with DTI Provincial Director from Zamboanga del Sur Ms.Ma. Soccoro Atay from Mindanao Examiner Tele-Radyo.
Kindly listen to her interview with radio broadcaster and commentator Al Jacinto, it might shed some light to the confusion.
Some Highlights:
Director Ma. Socorro Atay: “At the end of the day, they (investors) cannot blame others.”
***
Radio host Al Jacinto: “Ang balita po namin director eh nagiimbestiga na yung PNP Criminal Investigation and Detection Group and the Anti Money Laundering Council about this scam.”
Director Ma. Socorro Atay: “About the scam, I just hope they make it soon no, para faster ba, faster ang ilang action, para they will be able pa naman to catch the perpetrators…”
***
Radio host Al Jacinto: “Eto po ba director, tantamount ba to to syndicated estafa o large scale swindling?”
Director Ma. Socorro Atay: “Yes, definitely. Yes definitely. All of the above. Definitely. It’s a matter of catching these people at once because who do you run after if there is nobody there anymore.”
***
Director Ma. Socorro Atay: “If it’s too good to be true, It’s really a scam. Wag ka nalang sumali.”
Take time to listen to the interview whether or not you are PRO or ANTI AMAN, it’s just about 30 minutes.
Director Ma Socorro Atay recommended the next steps that investors and all stakeholders must take, it’s up to you whether or not you will follow her professional and expert recommendation.
Source: Mindanao Examiner Tele-Radyo
Update: October 7, 2012
For new commenters on this post: Use your VALID email account connected to a VALID Facebook account. Ang dami na kasing sinungaling dito at puro tsismis ang pinaparating.
I will not approve any new comments or commenters using bogus credentials. Nakakalungkot po kasi down na down na yung mga tao dahil wala pang kasiguraduhan yung kanilang mga pera at puro tsismis pa at panglalait ang pinapakalat ng ilang walang-awang mga tao. Takot naman ilagay ang tunay nilang pangalan pag nag-comment.
If you want to disparage other people or other commenters, make yourself a website that people actually reads. I am very lax in approving comments but do not try my patience.
Ikaw commenter “Mabuhay Aman”, Yes ikaw, isa kang duwag susupport support kay Aman at nang-aapak ng tao sa comment tapos nagtatago naman sa huwad na katauhan. Post with your real name that is verifiable by me and I will approve all your comments. Don’t take me and the Pagadianons as idiots.
THE PEOPLE OF PAGADIAN DESERVES THE TRUTH.
UPDATE OCTOBER 10, 2012 ON AMAN
A MAJOR NATIONAL PAPER HAS ALREADY CARRIED THE STORY ON AMAN FUTURES GROUP PHILS INC TODAY.
Please read the FULL NEWS REPORT from INQUIRER.NET :
SEC uncovers P244-M double-your-money scam
SOURCE: http://business.inquirer.net/86382/sec-uncovers-p244-m-double-your-money-scam
Start of the news report reads:
MANILA, Philippines—The Securities and Exchange Commission has uncovered a P244-million “double-your-money” scam perpetrated by a Pasay-based trading firm Aman Futures Group Phils. Inc. that allegedly victimized investors—especially low-income earners—in Pagadian City and other parts of Visayas and Mindanao.
ending portion of the report:
The SEC uncovered four “grave” violations of the Securities Regulation Code by Aman Futures in this case.
*non-registration of securities sold as investment contracts;
*non-registration as broker or dealer but acting as such;
*engaging in commodity futures contracts despite a prohibition by the SEC; and,
*engaging in activities that are “off tangent” with the company’s primary purpose as a general trading company.
“Nowhere in the primary purpose of Aman Futures is it stated that the company can engage in the business of soliciting and accepting investments and money placements from the public,” the order said.
Read the INQUIRER NEWS for the FULL STORY:
Another article published in the BUSINESS MIRROR October 10, excerpt below:
Source: http://businessmirror.com.ph/index.php/news/top-news/400-sec-uncovers-pyramid-scam-in-pagadian-city
He admitted that Aman Futures lacked a secondary license to sell securities but claimed the company was unaware of this requirement. Efforts to comply, which he said started two-and-a-half months ago, have been postponed, given that the SEC had already started its investigation….
… It was not immediately clear whether Aman Futures has enough funds to meet its obligations to investors.
SEC Chairman Teresita Herbosa said the corporate regulator would continue its investigation on Aman Futures.
“The next step is finding out if there is a basis for a criminal complaint,” Herbosa told reporters in a late afternoon news conference on Tuesday.
The SEC will need to gather witnesses but these could be in short supply during the early stages of an investigation, said Herbosa, an experienced litigator.
“Usually the victims don’t complain until the very end. They are still being misled that they will get their money back and they know that if they complain, they will not be able to recover,” she said.
Aman Futures, whose registered address is in Pasay City, was established in June 2012 by incorporators and directors Manuel K. Amalilio, Fernando Luna, Lelian Lim Gan, Eduard Lim, William L. Fuentes, Naezelle M. Rodriguez and Luriz Lopez.
Full Copy of the Cease and Desist Order by the Securities and Exchange Commission issued against Aman Futures Group Philippines Inc. can be found on this link:
http://sec.gov.ph/notices/order/cdo/aman%20futures%20group%20phils.,%20inc.pdf
UPDATE: OCTOBER 17, 2012 on AMAN
I’m just putting this here to answer those emails and inquiries requesting about news and updates on Aman. The rumors that surfaced these last few days and circulating through emails and sms in Pagadian claiming that the SEC secondary permit has been signed and approved IS NOT TRUE per SEC advisory. SEC has again issued statement dispelling that rumor.
The status as of now October 17 remains the same:
CDO on Aman Futures Group Phils Inc stands and remains in effect.
You can visit these links from these reputable news agencies in the Philippines regarding this clarification and for the details:
Business Mirror – http://www.businessmirror.com.ph/index.php/business/companies/642-no-green-light-for-aman-to-resume-operations-sec
Business World Online – http://www.bworldonline.com/content.php?section=Corporate&title=SEC-upholds-order-vs-Aman-Futures-Group&id=60144
UPDATE: October 27, 2012
The Aman Story of Pagadian has generated enough attention that major tv networks have run a story on this. First, there was coverage by GMA News and just an hour ago by Reaksyon TV 5 program of Luchi Cruz Valdez. Click this post to watch the tv coverage —-> Aman Pagadian TV Coverage
UPDATE: November 10 Huge Development!
Secretary of DILG Mar Roxas has had meeting with investors and those who are handling the Aman of Pagadian Case and directed them to pursue the case and find those who are hiding etc. Info from Balitanghali Weekend.
UPDATE: JANUARY 24, 2013 – AMAN FOUNDER FOUND in MALAYSIA!!!
Amalilio has been arrested in Kota Kinabalu, Malaysia. The Philippine authorities are now arranging for his deportation back to the country.
Read more here: http://www.abs-cbnnews.com/video/nation/01/23/13/fake-passport-led-amalilios-arrest
THESE ARE THE LINKS TO GO DIRECT TO COMMENTS PAGES:
Comment Page 5 – latest page of comments is the current one below (upper half of comments on Aman)
More reports by NATIONAL MEDIA on these supplemental post.
You may also want to read Penfires post on Blogging and Taking A Stand.
I heard aman from my cousin who is from Pagadian and who is now teaching here in Sindangan Zambo. Norte last July, He convinced me to invest in aman because of that promise to double your money, he explained to me how your money will double, I just laugh at him because its very impossible, I told him not to include me in his foolishness, I will just believe after he gets his capital. He invested 100k and after less than 2 months his 100k becomes 349,000, he bought new XR motorcycle and pay his 100k money he lends from the lending investor. Before I laughed at him and now He laughs at me because I did not believe in him, now I invest 100k, I have doubts but I will gamble, I have already seen the result. I hope I will not be sorry in the end cuz I just lend that money,huhuhuhu Gooluck to me.
hi i am actually invited by my friend right now about this investment scheme. I would appreciate it much if you could update me by email please (splishie@gmail.com) on your investment too. I’m actually in doubt with this kind of business. Thank you so much.
i already heard rumor about dis investment b4 but i only ignore it bcoz it was talking about money w/o any return products. And i think dat it was a big scam. After few months, i was very, very, very…..amazed and surprise with may old frenz who had join in AMAN since its 1st day in pagadian city… Ma-pera na cla… sa madaling salita Milyonario na cla… Kaya sumali na rin ako kaagad ngayun prar mabiyayaan din. Legal naman pala talaga, wala namang nakuha ang ngraid kc kumpleto sa papeles. Anyway, PAGADIANONS were very much Thankful to AMAN for selecting pagadian city in the Phils to start and open their business…. its a God’s Gift to everybody..
ITS CLOSED NOW MY FRIEND. YOU’RE JUST LUCKY ENOUGH IF YOU ALREADY RECEIVED YOUR ROI, BUT FOR THE OTHERS… ITS A SUICIDE BOMB, THAT THEY DON’T EVEN HAVE A SINGLE CENTS LEFT TO THEIR SELF WHEN THIS AMAN TRADING CLOSE ON SEP25
For those who don’t know what FUTURES TRADING is, they consider this investment a SCAM, PYRAMIDING or so on…Others who don’t have capital also give negative feedbacks to frighten those who have capital. Those who have the capital who don’t want others to be rich like them, also give false alarm! Come to Pagadian and see the difference! If you don’t like to invest because you don’t have the capital or you don’t have the guts of losing or winning, zip your mouths because we PEOPLE OF PAGADIAN are still enjoying the profits!!! We aren’t cowards! We know what we are doing! If this is a SCAM why is the Bureau of Internal Revenue collects tax from AMAN FUTURES TRADING? Think about this? If NBI is investigating the legality of AMAN, why not investigate the BIR first why are they collecting tax from AMAN if this is a SCAM?
“For those who don’t know what FUTURES TRADING is, they consider this investment a SCAM, PYRAMIDING or so on…”
==> Assuming that you are talking conversationally, “For those” would mean that you are talking about other people only (not including you). Hence, your statement is implying that you know something that we don’t know. Maybe you could give us some insights on what Aman Future Trading (and not, FUTURES TRADING) really is. 🙂
“Others who don’t have capital also give negative feedbacks to frighten those who have capital. Those who have the capital who don’t want others to be rich like them, also give false alarm!”
==> As I have heard, you only need at least Php 1,000.00 as your capital. I myself have invested with that amount because it is the only amount that I could risk for that kind of ROI. Also, it would be much better if you could substantiate (or give proof to) your claims because you are demeaning the people who doesn’t have the capability to invest and also your “greedy” (as you are implying) co-investors.
“Come to Pagadian and see the difference!”
==> Maybe you haven’t read this post quite well. I think the author has already seen the difference and her kuya has even attested to it. I’d like to quote it from her post.
Quote: “My kuya mentioned that this is legit since they have a one room office in Pagadian, people are lining up just to register and join and supposedly this investment house will only accept a certain number of people before they close their door. There is a limit, he says. And besides he can attest that a friend of his sister (my cousin) invested P100,000 and already got 16 Million back.
Yep, you read that right, P16,000,000.00 return on an investment of P100,000.
Hmm.. is the 16M in cash or in paper?
Told my kuya that is not possible, he remains steadfast “Dili ka tuohan sa? But tinuod dyud na!” (Unbelievable right? but that is really true!) And says more “Daghan na kayo nabulahan ani diri”. (Lots of people are profiting here and enjoying the fruits of their investment).”
“If you don’t like to invest because you don’t have the capital or you don’t have the guts of losing or winning, zip your mouths because we PEOPLE OF PAGADIAN are still enjoying the profits!!!”
==> Actually, you can’t just tell us to “zip our mouths.” Just like you, we can also post our comments about certain topics especially here in the web. It’s actually called Freedom of Speech. See here for more information: http://en.wikipedia.org/wiki/Freedom_of_speech
“We aren’t cowards! We know what we are doing!”
==> No one is actually telling you that you and your co-investors are cowards or you don’t know what you are doing. Actually, you have just demeaned your co-investors earlier in your statement and now you are uplifting them saying that you (the one’s who invested, including me) aren’t cowards and you know what you are doing.
“If this is a SCAM why is the Bureau of Internal Revenue collects tax from AMAN FUTURES TRADING? Think about this? If NBI is investigating the legality of AMAN, why not investigate the BIR first why are they collecting tax from AMAN if this is a SCAM?”
==> It would be better if you could also substantiate this claim. If there is any proof of the BIR collecting tax from Aman Future Trading (and not AMAN FUTURES TRADING) like an official receipt, it would be better if you could show it. After that, we could then proceed to thinking about why the NBI, provided that they are investigating the legality of Aman Future Trading, did not investigate the BIR first why they are collecting tax from Aman. 🙂
I think its crucial for government authorities to closely monitor the “owners” of this company. If it really is a pyramid scam, as investors dwindle so will the funds to pay the returns. Before this happens of course, the owners of this company will have already pulled out their investments leaving behind the unfortunate uneducated masses broke. Place a “HOLD DEPARTURE” order now on the owners before they disappear to face justice.
thank you for posting this because this is the latest big news in our barangay , i wonder and worried about this investment..na magiging double or triple the money that you invest na wala kang ginagawang kahit na ano only waiting your money to grow..some of my neighbors asking me to join that is why i made a search here.so far sa mga na read ko at nalaman ko marami na ngang yumaman sa investment na to..but i believe na mas maganda parin kung galing sa sarili mong pawis ang pag asenso mo.. I HOPE AND PRAY na sana di darating ung panahon na maraming taong masasaktan specially sa mga mahihirap na naghangad ng kaginhawaan sa buhay baka lalo pang maghirap..
My brother in-law convinced my husband to invest. It is also in Ozamiz City where my husband is from. People getting rich instantly. My husband and I just laughed. Yes, my husband shelled out 10K just for the heck of it. My husband invests in stocks and he knows that your profit is just the “investment” of other people.
I shared your post to my husband and he is laughing now. Evil laugh to be exact ,making fun of his brother, his bestfriend and all those people who called him about this..
i would like to ask favor to the manager of aman investment. pls prioritise those peole who have only small capital. coz as what i have observe mostly of the investor are those people who are mayaman na! thanks……..
UNSA MAY WEBSITE ANING AMAN NGANONG DI MAN IPOST ONLINE
AMAN!AMAN!AMAN!..lahat na lang AMAN!…..
Point of views from different people who had comments whether pros or anti AMAN are interesting….hehehe..I came from Pagadian City and i live here in Cebu now..When i visited my hometown last month i was shocked, everybody talked about AMAN thing..even we had elementary reunion, AMAN thing is the special menu….most of my classmate in elementary has business and new cars because of AMAN..God I felt i was left behind to them..anyway..its not to late..so i invested my money..so far so good……. I just envy people in Pagadian coz hundred of brand new Montero, Hi-lux and Fortuner (for registration) running in Pagadian when I was there last month.. DAMN! is this AMAN?……God bless Pagadianos!….
Any updates here about what happen at Aman pagadian now adays? Are they still operating pa rin ba? Anyone who have knowledge about this Aman thing kindly give feedbacks on it.
so to tell you that aman in pagadian have closed shop since yesterday, for reason that our mayor did not signed the renewal permit, instead what he allowed is good for 1 month for aman to pay dues of the investors. sarado na ang aman dito sa pagadian
huwag ka lang mag invest baka masali ka pa sa scam
gihimo lang tag palaman ni amam
kinsay makasumpay ani.. kay ang kato daw mga ng due atong sept.19,20,21 ky iap cashout daw tanan ni nonoy.. tas gipang esyuhan na clag chek kay million naman daw ilng mga kwarta.. ang nakapait ky mg wat a cla taman nextmonth para ma widrw nila sa bank ilng money..knsay makasumoay ani?
ambot lang ani kay kami nag due ug sept 18 ug 21 hangtod karon wapa jud mi kadawat..naa lage daw cheke gi issue karon daw oct.11 ma encash..ambot kung naa ba ni sulod.
wala na ang aman pangitaa basin sa davao ang sunod info yan heheheh
WALA SIYA KA SATURATE SA DAVAO BROD, KAY MGA TAGA DAVAO MAT AN PA SA TANANG MGA MAT AN , TSK TSK TSK
naa nay sulod brod, rubber mao ng magbounce2 na
payments for the cash out..(or you may call this your return from investments) are delayed… there are others that were already due since september 3 but still could not get the money… hehehehehe
Concerns about delayed cash outs are increasing ah based on comments and search queries used in Google, Yahoo et al. of those who landed on this post.
The question is, is it just delayed? Or nada na? Going, going, going, Gone?
Sabagay, everyone knows the ‘investment’ they are getting into so all is well no matter the outcome – good or bad.
Maybe, it is just delayed. But just maybe.
According to an attorney (I forgot his name) who is giving commentaries on the radio about political concerns and also about Aman Future Trading (or Aman Investment Opportunities Inc.), Mr. Emmanuel or Manuel Amarillo (I’m not sure of the first name) is only allowed to withdraw 15 million pesos from his HSBC account in Singapore and transfer it to the Philippines.
The attorney also added that Aman (or Mr. Amarillo) is already in Manila to secure a secondary license from SEC so he could withdraw an unlimited amount of money and transfer it into the Philippines.
I also heard that a particular Mr. Rey Pamaran has posted on his Facebook account regarding the matter and said that if Aman couldn’t get a secondary license from SEC, he would buy a yacht just to transfer an “unlimited” (what it could carry) amount of Aman’s money to the Philippines.
Maybe the 15 million pesos limit on his withdrawal is the reason why some cash outs are delayed.
However, this is just what I have heard from the radio and I cannot substantiate these claims since the attorney also hasn’t substantiated his claims.
Too exagerated!!! On my case Sept 11 due. Na depo sa account by sept 12. Yet, dami issues…im waiting for my next due on 28.
if naay delayed cash out,nganu nka cash out ako mama ktung tuesday within 30 mins lang? basin katung mga milyon n niabot ang mga delayed cash out. katung gamay2 nga ng invest and dali ra ma cash out.
yap maosad nay feeling nko nga katong mga million ra ang nanga delayed.. ky naka cash out man uban.. anang mga adlawa nga kagubot..naka pa re invest pa gani akong mama truesday pod..
close na ang aman karon..ingon next week daw ulian ta ..ambot lang kung tinood..kay ibalhin naman daw sa dumalinao pero iuli sa daw ang mga kwarta b4 magsugod sa dumalinao..
This last Tuesday b?
yeap tuesday sept.25
whats new about ahman?
Based on what I’m reading from all forums, groups and calls from my own kins, if you’re an investor you don’t wanna know.
Or if you really want to know, call your friends and family in Pagadian. It’s better to get confirmation of whatever status from people you really trust.
thanx nlng for ur advice…
yah phoenix just call your kins,they are the best source of updated and accurate information on this.
Aman is still on going…. Un ang balita ko s mama ko which is from Pagadian. People who invested, please don’t panic. Thanks
wla na jud brod, sibat na nonoy d great, wnay angay ipanic dawata nlng jud ang tinoud
“and now, the end is near . . .”
mga aman investor ayaw mo palabig laom kay basin ug dili ninyo makaya kung unsay mahitabo sa inyong kwarta kung naa maayo; kung wala unsa-on taman ing-ana nagyod nang kinabuhi sa kwarta nga wala ta maghago sama sa sugal…kung makadaog dali ra ang kwarta kung mapildi sa isa ka pamilok hurot na…mao nay ginaingon nga kung naa maayo kung wala unsaon taman wala nagyod… ang maayong buhaton mag-ampo kay kung kana nga kwartaha gigahin na sa ginoo ninyo mahatag gyod na ninyo…kung dili kabubut-on sa ginoo nga makaangkon mo ana nga salapi mawala gyod na sama sa bula hunahunaa nalang nga naa pay swerte nga gigahin ang ginoo para ninyo kanang kagustuhan niya…pray…and….good luck….
kung dili ta ma ulian next week ayaw namu pagdahom na mauli pa ato kwarta..babay na lang…kalimti na lang ang tanan.
Hi. As far as I know na iuli daw gyud ang kwarta. Based from my reliable source, ngpadala ug kwarta c AMAN pra mauli atong kwarta. human ato, s Dumalinao n cla mg operate because of political issues. Thanks
Aman investment recently closed (sept 26)… To all investors, goodluck… Wala na chaching chaching… Sa mga nakauna, hilux… Sa mga na-late, hilak.. 🙂
aman to ron?..aman to cya? grabe na linya nag panic na mmga nvestors sa aman….goodluck mga pepz!!!!
what happed? daghan naman wala wala ka cashout…my god…is this what they say…looy tong naulahi ug invest…
ng ask ko run s akoa mama if mgclose n b ang aman? ingun sya dili daw.. still continue p pero dili p mag open pra s new investors. Unahun sa ang mga wla p ca cashout. after that, continue npud pra ok ang dagan s systema…
Ung friend ko mismo taga-Pagadian cla, talagang may problema nga raw kasi nag-close ang Aman. Kawawa naman sya sobrang namomroblema kasi ung iba hiniram lang nila para makapag-invest tapos ganoon pa, malaki raw kasi ang possibility na hindi na ma-cash-out, so sad……..
KA GAGALING KO NG PAGADIAN , BEST FRIEND KO.. 1M DIN NA INVEST NIYA, NAG CLOSE NA DAW,,, KC NGA,, DAMI NANG YUMAMAN SA UNA…
ihatag dw ni luna tanan by october..hopefully tinuod jd.. busy lng sya sa pagiging board director ng AMAN AIRLINES..
denkyo,
thanks for sharing that and yah hopefully all capital outlay will be returned.
BUT I don’t believe that bit about Aman Air. Why?
1. Aman Air is NOT LISTED in the Official List of Air Taxi companies in the Philippines Civil Aeronautics Board. Please see this link: http://www.cab.gov.ph/directory/air-taxi/
*Aman Air filed for a Petition for Issuance of Certificate of Public Convenience and Necessity (CPCN) to operate domestic non-scheduled (air taxi) air transportation services last July 9,2012. The hearing was set last August 15,2012.
To download the pdf and read the Hearing Notification, check this link:
http://www.cab.gov.ph/announcements/item/august-15-2012-aman-air-inc
I couldn’t find further info if Aman Air was granted Certificate and License by the Civil Aeronautics Board after the hearing. If the official list ang pagbasehan found on the link above, then we can say they don’t have the certificate and license as of October 2012 because they are not listed there. But for confirmation from CAB, it’s best to email them at information@mis.caap.gov.ph or webmaster@cab.gov.ph.
I am waiting for their response to my email too, once I have it, I will update this comment.
2. Please check this site and tell me if this is the website of a business who has been existing for long? – amanair.com.ph – as I have mentioned anyone can make a website even my 9 year old cousins are making websites.
Check this screencast: http://screencast.com/t/08X6mcZys4rN
3. Also screencast of Aman Air Facebook, created last June lang – http://screencast.com/t/IUjVNOzBFKd
haman ang aman? No guys we always think possitive, kawawa naman yong mga kababayan natin dyan sana maibalik ang pera nila….. let us pray
Prayers can indeed help.
@Everyone, don’t let these happenings now affect you too much, this is not the ‘end-all’ and ‘be-all’ of your lives.
Again, please only trust info coming from people you know who have direct knowledge about this and also manage your expectations so you won’t feel distraught.
If you have kins actually residing in Pagadian, they are the best source of news and info on updates and what’s up in Aman.
@For those who have left comments after 9 pm and waiting for approval, pls pasensya na, I too have a life outside of online and I am not here 24/7. And also I am generally not online every weekend but I try to approve comments as soon as possible. So please pasensya na for those who are waiting.
It’s a scam. AMAN is owned by Malaysia scammer before him there was also a more sophisticated scammer named Michael Liew a Singaporean that run away with more than 240 million dollars of investors money. Its the same modus operandi as AMAN. They tell their investors they are doing business in forex currency and stock trading.
were did you get that information sir. get you give me a exact link? or internet address etc..
guys, i heard that aman investment will stop temporary this year because of political issue and also about coming the election and next year, and it will resume again after election.
aman wag ka muna mag stop sa you operation, lipat k nalang dito samin, marami mahihirap dito, wag u nalang isali yang mga mayayaman na… lam ko naman pro – poor ka…
some peope are just too GREEDY, gusto lang ug EASY MONEY, abi nila mora lang ug MAGIC…. PYRAMID SCHEMES, PONZI SCHEMES, AMAN pagkalooy intawon sa mga ulahi na nga investors…
sakto jud ka frnd wa ka nasayop . aman is a big doubt in our country. ilad man twon na uie
malooy nlang ta. lisod lge ning mura tag nawong og kwarta.jeje anyway daghan ta nailad.
what I know Is that aman cant sent to much money, to the philippine because there is a limit on how much money he can send in an day.Right now he is trying to get another permit for sending unlimited amount of money to there.
what i know is ilad ng aman in d first place. good luck mga investor
I also heard it form a commentary of an attorney on the radio (DXPR). The limit is 15 million pesos per day (that is, from his HSBC account in Singapore to the Philippines). He is getting a secondary license from the Securities and Exchange Commission in order to remove the limit.
Franc Alderite
SHARE LANG NAKO POST FROM SIR REY PAMARAN:
Maayong buntag mga Pagadianons! Here are some first hand information regarding the status of Aman Investments, coming directly from Mr. Amalilio himself:
1. The first batch of checks has been sent already
2. Once the secondary license will be released this week, it will be faster to pay all investors because his withdrawals will be unlimited.
3. Mr. Amalilio called me up and said that he has enoug…
h funds to pay all pending cash outs, so no need to worry.
Mayor Sammy and I are both here in Manila to personally facilitate and oversee the payments of each investor. it is not easy, but we are doing this for all of you. in the meantime, we are only asking two things from you: 1. Please continue to pray for the success of all transactions, and 2. Please do not entertain hearsay or “chismis” from unreliable sources, as this will only lead people to false hopes. THE ONLY REAL UPDATES WILL BE COMING FROM ME. Thank you and God bless!
aman ta ane padulong uie.? gudluck mga peps taya nlang ta suertres bagdok para mabawi ang aman money. looya jd nato ane uie
sana tinuod nga mai uli lang ang mga kwarta sa nag nvest kay looy jud kaayo.
nabalaka na jud kaayo ang mga ulahi nga investor kay nangutang ra jud,
don’t lose hope.. kung naay nag ingon nga mudagan ang AMAN, e di sana karun n cla mudagan ktung ngubot n ang mga tawo.. pero naa p man cla gihapon. Prayers is indeed a big help.
Definitely aman in pagadian city is closed.. it is being used politically by them.. and they told the people that the people’s investment will be cash-out this october..
Actually, it would be better if there is proof regarding your claims. It would be very much believable that way. Hence, easier to accept. 🙂
see what is that iforex ad above is all about?? PERSONNALY, i see aman with almost the same type of system… as i see it, most are co-cooing for the sole reason that in depth of investment they don’t know. but for those who have the 100% knowledge of investment zip their mouths… IF YOU HAVE MONEY TO INVEST, u may opt to buy T-bonds or T-Bills or buy investments through to your trusted banks.. it will raise in figure but at its average or the usual interest we know, 1-14%, depends to your term (that less so to speak)… but if you want to experience real trading, u may opt to visit Ayala, Makati and enter to that stock market exchange bldg… or if u’r busy enough to visit Ayala,…. heheheh invest with aman na lang, Y not?, hehehe…
im an investor as well pero barya barya lang po kaya ko, hindi nga lang sa aman, sa trading pa rin.. i just started kaya next time na lang ang update if this works for me and my small penny.
To God be the Glory!
wla na c nonoy luna, sibat na, louy au mga investor, huhu
ilad jud tanan n nonoy luna, ay lng kagoul mo kwarta rna makita
bahala na sila if mabuang sila sa kaiisip kung pano maibalik ang mga pera nila, basta tayo mga nauuna investor enjoy sa mga profit natin,hehehe, ang saya at sarap naman kasi sumakay ng mga bagong sasakyan natin, at marami pa tayong pera… hilux kami,
kayo, sorry nalang, no Fortuner, hilak nalang kayo..huhuhu…better luck next time….
marami pang darating, invest tayo ulit… hehehe
hoy mga bubo,kung ayaw nyo mag invest,hwag kau marami satsat..yan ay sugal..nagbakasakali lang tau..isipin na may panalo at may talo…kaya kung may duda ka sa pera mo na invest hwag ka nang sumali…simple lang kung ayaw mo hwag mo..kung gus2 mo cge mag invest ka kahit magkano dba?????basta isaisip nyo na yan ay sugal.hwag kayong mag invest ng malaki para hndi kau magka problema dba?sana sa ganitong paraan always think positive…malay ntin na ito na ang magbibigay ng katagumpayan sa ating buhay…kaya think first before you react ok? God bless all.
Hi. I’d just like to share. I’m from iligan. I invested last sept 5. For 10k. Mag mature siya on sept 24. Last sept 24, i was told nga na AMLA daw si aman, they were still negotiating with the banks para madeposit or ma withdraw ang money. Last sept 28. I was paid with my principal including my interest. Pasalamat ko kay nabalik sa ako tungod gamay ra ako gi invest. Pero kato uban nga nka invest og 700k wala pa nabayaran.
Ang sa ako lang kung legitimate ni nga business ngano man ma issue ang AMLA?
There is no problem kung mka secure og DTI or SEC since it is business..ang kadudahan lang nko is kailangan ni naay approval sa BSP(banko sentral ng pilipinas) kay ang business is dealt with finances. Everything you in invest should have contract dile ng ignon lang ka og thank you for trusting. Hehe.
here’s a better illustration how a Ponzi scheme works http://www.youtube.com/watch?v=VXRkfqw67GE
Read the news about Ponzi schemes in the Philippines….http://www.mlmwatchdog.com/3_MLM_Philippines.html
Kalooy lang jud kaayo akong mga kababayan mga misugal ani nga mga scam….. latest news sa Aman here http://ph.news.yahoo.com/nbi-probing-mindanao-ponzi-scheme-102147012.html
Aman is here to alleviate the poor people…since then be became greedy.
wala na ang aman basta ako nabayaran ako last friday hahahahah
hahahahahaha…alam u kc mga pez,di kc kyo nagsusumikap sa buhay ang gs2 ny lng easy money lng..kya yun..eh e2 nmang mukhang pera ngbabakasakali na yumaman pa..yun ang napala..wla na tuloy ang pera nila..yung iba bininta pa kalabaw at lupa nila..yun ang masakit.kya gudluck n lng sa mga tao na nkipagsugal sa AMAN.
MAMINAW LNG TA..ingn man daw nga bayaran sa1st week f oct..per ayaw lng pdpaglaum kay masakitan lng unya ta ani if dili mubayad c aman db?ask i said e2 sugal lng..my mananalo at may matatalo..kng san ka nmn sa dalawa nyan be happy for wat yu hve done db?
gudluck n lng mga pez…
aman naman mo karon oi..malooy lng ta..
taga aurora zmbo.sur ko..malooy lng ta sa mga dagko negsyate dre aurora samot na mga bugasera..wla manguha ug humay kay naghulat sa intrst sa aman unya karon ila kwrta na npnding sa aman..malooy lng ta..
well , isa lng masulti nako , daghang nabulahan , next week mag open na sila for cash out purposes only , ang dagko nga investment maoy dugay makuha pero ang gagmay ra kuha ra man , sa bank gani dli pud diha2x maka release ug dako kaayo , scam or not swerte2x lng na ,mga business minded people jud mag base sa ila knowledge about financial matters mao dili diha2x musalig , mao pud ila , pero sa mga naka observe wala nag matter diha , kay mura nag sugal , ug mat-an ka , invest ka den after 40days or 20 days kuhaa imo puhunan , den interest ang ibilin , pero anang 20days murag nakasugal na imo money ana , ,.. intawon , mga tricycle driver dri naka palit na man gani ila kaugalingon motor , una man sila ni salig mo swerte sila , krong ulahi , Mayor maoy hinungdan naundang kay la nya tagai permit, gitagaan permit pero for cash-out nlng , next week na mag open balik , lisud lng jud makuha pag dako na ayo , kana pud uban dagko man gud pud gibundak , para dako pud kita , pero ang consequence lisud makuha pag dako , pero ang ginagmay ra , na-enjoy na ang life , Big-daghan consequence , and small-small pud consequence , ang wala nag invest mao nay nangitag daghang bikil ug mga nega, but thanks for the concern bout scam , but there are people , nga gusto jud musugal , even mag warn mo , kay nakita tawon nila , even tricycle driver nakapalit nag sakyanan ,
Payout na daw ugma… How sure?
aman ngdala ug swerte or dangan?heheeeh
its just a simple way.,its all about a gamble,,,,,,,,,
..ka ganinang buntag nagsugod na daw ug release c aman ..daun ingon ang mayor nga naa 2 box nga cheque nga ipanghatag..ang mayor daw ang mag hatag sa mga tawo..maau lage unta ug mauli na ang mga kwarta..iampo nlng tani..
maojud, update me ha, unsa nay nahitabo nadayon ba hatag o wala..
im sorry guys but our money,will not be able to return by AMAN future traiding…gipangdagan na nila atong mga kwarta.. if you want more details you can contact me.. thank you…
How come that the beloved mayor of Pagadian City would gonna shoulder the BURDEN of the persons behind in this SCAM Investment?”
talaga lng ha…cya talaga ang aako..heheheheheh you knw nmn the election is cming hehehehehe..cguro may pera cya to cash out all investment hope so.ehhehehe